Vermont’s foreclosure rate has slowly climbed over the last six months, but is still among the 10 lowest in the nation. Florida continues to be the worst. The October Mortgage Monitor report released by Lender Processing Services, Inc. (NYSE: LPS) shows that accelerated foreclosure referral activity over the last several months has pushed the US foreclosure inventory rate to all-time highs. As of the end of October 2010, foreclosure inventories are 7.4 times historical averages and rising. The report also shows that foreclosure sales decreased dramatically over the last month as a result of the widespread moratoria. Overall, the percentage of loans moving from the foreclosure process to bank-owned status (or other involuntary liquidation) dropped by 35 percent in October. The moratoria contributed to further timeline extensions, as the average number of days past delinquent for loans in the foreclosure process approaches 500.As foreclosure activity increases, more 6- and 12-month delinquent loans are moving to foreclosure, but the extremely delinquent category (more than 12 months) continues to grow and age. A payment has not been made in more than year on almost one-third of all loans that are 90 or more days delinquent. And, of loans that have not made a payment in two years, more than 18% are still not in foreclosure.In the month of October, 263,000 loans entered the foreclosure process, which represents a 4.4 percent month-over-month decline. Total inventory of foreclosures is nearly 2.1 million loans with another 2.2 million loans in the “greater than 90-days delinquent, but not yet in foreclosure” status. While delinquencies remain elevated – currently registering at 2.7 times historical averages – an ever-growing number of new 60-day delinquencies are re-defaults of loans that had previously been 60-days or more delinquent, and had become current. The number of “first-time” troubled loans, however, remained relatively stable during the last several months.As reported in LPS’ First Look release, other key results from LPS’ latest Mortgage Monitor report include:Total U.S. loan delinquency rate: 9.29 percentTotal U.S. foreclosure inventory rate: 3.92 percentTotal U.S. non-current* loan rate: 13.20 percentStates with most non-current* loans: Florida, Nevada, Mississippi, Georgia, LouisianaStates with fewest non-current* loans: North Dakota, South Dakota, Alaska, Wyoming, Montana*Non-current totals combine foreclosures and delinquencies as a percent of active loans in that state.Note: Totals based on LPS Applied Analytics’ loan-level database of mortgage assets and are extrapolated to represent the industry.About the Mortgage MonitorLPS manages the nation’s leading repository of loan-level residential mortgage data and performance information on nearly 40 million loans across the spectrum of credit products. The company’s research experts carefully analyze this data to produce a summary supplemented by dozens of charts and graphs that reflect trend and point-in-time observations for LPS’ monthly Mortgage Monitor Report.To review the full report, visit http://www.lpsvcs.com/NEWSROOM/INDUSTRYDATA/Pages/default.aspx(link is external).About Lender Processing ServicesLender Processing Services, Inc. (LPS) is a leading provider of integrated technology, services and mortgage performance data and analytics, to the mortgage and real estate industries. LPS offers solutions that span the mortgage continuum, including lead generation, origination, servicing, workflow automation (Desktop), portfolio retention and default, augmented by the company’s award-winning customer support and professional services. Approximately 50 percent of all U.S. mortgages by dollar volume are serviced using LPS’ Mortgage Servicing Package (MSP). LPS also offers proprietary mortgage and real estate data and analytics for the mortgage and capital markets industries. For more information about LPS, visit www.lpsvcs.com(link is external).Source: LPS. JACKSONVILLE, Fla. – November 23, 2010 –
We know that Gov. Andrew Cuomo is going to make a run for the White House. Regarding our state and his record: First, our state has the highest taxes in the country. We also have some hidden fees, along with surcharges, which are $90 per motor vehicle infraction. If you go to court, you may get a reduced charge. But the fine is steep and so is the surcharge per infraction. If you exceed the point limit, the Department of Motor Vehicles charges a fee of $600 or more. Forget the 14th Amendment, which is equal protection under the law.Then we have OTB, from which some percentage goes to education. But student don’t have books. We can pay for six principals, two for each grade. I only had two for the whole school.Now we have casinos under the same plan for education — raises for teachers — not our kids. Lotto, Mega Millions, Powerball and scratch-offs. How many millions are taken in? If you are lucky to hit the lottery, almost 50 percent is taken in taxes. Categories: Letters to the Editor, Opinion You have property tax, tax on electricity, (some places) water tax, school tax. When you buy a new vehicle, boat, motor homes or anything else, look at the sales tax.The Safe Act gun control law has done nothing but ruin sport competition shooting, hunting and personal defense of property and family. It’s also led to price gouging on firearms and ammo.Gov. Andrew Cuomo went to Puerto Rico and the Virgin Islands, but didn’t care about Texas or Florida. Why? Because New York City is full of Puerto Ricans. What has he done for upstate New York? Nothing. He let National Grid raise its prices, but gave no relief for gas prices, just more tax.Folks, New York state is picking your pockets to support illegal immigrants and welfare — not the working citizen. Is this what you want for a president? No discussion of tax relief. I’ll stick with President Trump.Claude Rizzicone Jr.SchenectadyMore from The Daily Gazette:EDITORIAL: Thruway tax unfair to working motoristsSchenectady man dies following Cutler Street dirt bike crashMotorcyclist injured in Thursday afternoon Schenectady crashSchenectady’s Lucas Rodriguez forging his own path in dance, theater, musicSchenectady, Saratoga casinos say reopening has gone well; revenue down 30%
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Topics : “While the COVID-19 pandemic has had an appreciable financial impact on a number of our businesses, we are confident in our ability to withstand this disruption and emerge from it in a strong position,” said Bob Chapek, named chief executive earlier this year.Disney shares swung down some 3 percent in after-hours trade following the earnings for the company which has the largest Hollywood film studios, cruise and theme park operations and the ABC television network along with the ESPN sports channel.Revenues from its “direct to consumer” operations which include the new streaming platform to rival Netflix, jumped to more than $4 billion in the fiscal second quarter. But the unit lost $812 million due to expenses from its rollout.The new Disney+ service had some 33.5 million subscribers at the end of March, the company said. Walt Disney Co. said Tuesday it will see an impact of some US$1.4 billion from the coronavirus in the current fiscal quarter as a result of a massive hit to its theme parks and other operations.The media-entertainment giant said its profit plunged 91 percent to $475 million in the period ending March 28, amid an impact from the pandemic and heavy investment in its new streaming media service Disney+.Total revenues rose 21 percent to $18 billion for the company, with media operations showing strong growth. Disney said revenue for the “Parks, Experiences and Products” division fell 10 percent to $5.5 billion, and segment operating income fell 58 percent.”As a result of COVID-19, we closed our domestic parks and resorts, cruise line business and Disneyland Paris in mid-March, while our Asia parks and resorts were closed earlier in the quarter,” the earnings statement said.The studio entertainment operations saw slight revenue gains and a modest dip in operating profits, as the pandemic hit at the end of the quarter during which it released “Frozen II” and “Star Wars: The Rise of Skywalker.”Analyst Ross Benes at eMarketer said the pandemic impact is likely to continue for Disney.”The COVID-19 pandemic transformed some of Disney’s greatest strengths into its greatest vulnerabilities,” Benes said.”Theatrical releases and theme parks, long-time profit centers for the company, are losing money in the short-term and have no clear path to recovery until improved treatments or vaccines make consumers comfortable to venture back out into large crowds.”The analyst said the impact was cushioned in part by the new streaming service but that “now TV networks are under increased pressure with cancelled sports and content production postponements occurring alongside declining ad prices and cord-cutting.”Gradual returnChapek said Disney will maintain a cautious approach in reopening its facilities as the world recovers from the coronavirus outbreak.”The approach we take may include implementation of guest capacity and density control measures as well as health and prevention procedures,” he said.He noted that the company plans to reopen its Shanghai park on Monday and added that “we are seeing encouraging signs of a gradual return to some semblance of normalcy in China and in light of the lifting of certain restrictions in recent weeks.”The attraction in China’s most populous city will use temperature screening, scannable health barcodes and social distancing measures as it opens.The coronavirus emerged in China late last year, and rapidly spread across the country including Shanghai.But while the disease has proliferated in much of the western world, cases have plummeted in China.
Senior vice president and chief operating officer (COO) of oilfield services company Dril-Quip retired from the company effective March 1, 2019.Dril-Quip said on Monday that James A. Gariepy the company’s senior VP and COO retired following 15 years of service. He served as the COO of Dril-Quip since 2011.As a result of Gariepy’s retirement, Jeffrey J. Bird was named as senior vice president of production operations and CFO, effective immediately.Dril-Quip’s president and CEO Blake DeBerry said: “We are thankful for Jim’s services and leadership over the past 15 years. He has been a key contributor to the company’s success and on behalf of the board and our entire company, we wish him well in the future.”As for Bird, he served as Dril-Quip’s VP and CFO since he joined the company in March 2017.DeBerry added: “Jeff’s financial acumen and organizational leadership have benefited the company and its shareholders over the last two years. In addition to his current responsibilities of finance, operational excellence, and information technology, Jeff will now assume responsibility for manufacturing, supply chain, and projects. I have every confidence that Jeff will succeed in this new role.”
New Delhi : The Indian skipper Virat Kohli registered yet another feat in the first of two match T20 International series against Australia after being able to become the first player to score over 500 runs against an opponent in T20I cricket. He has amassed 512 runs against Australia in this format so far.In this innings, Kohli came to bat after India lost Rohit Sharma for five runs. The team was looking for a solid partnership and one will have to say that KL Rahul and Virat Kohli did just that, managing to register a partnership of 55 runs. Post this, Kohli departed for 24 runs off 17 deliveries. His innings was laced with 3 boundaries. However, he tried to go down the ground to Adam Zampa and mistimed the shot which went straight in the hands of Nath Coulter Nile.At the end of India’s innings, it wouldn’t be wrong to say that the men-in-yellow came with a proper plan to give India a tough time in the middle. Except for Rahul’s quick-fire 50, India doesn’t have much to be proud of. Having scored 126 runs in their quota of 20 overs, it will be interesting to see bowlers manage to replicate Aussie’s thoughts. HIGHLIGHTSVirat Kohli becomes the first player to score 500 plus runs against Australia in T20 cricket. KL Rahul registered his fifth T20 fifty. Australia restricts India to a below-par total. For all the Latest Sports News News, Cricket News News, Download News Nation Android and iOS Mobile Apps.
A day after Jon Rahm tied a career best to take control at the World Golf Championships-FedEx St. Jude Invitational, another young professional used a career best to overtake him.Matthew Fitzpatrick moved into first place (9 under) after carding a 6-under 64. He climbed 12 spots up the leaderboard and has a two-stroke lead over the rest of the field. Fitzpatrick’s round was highlighted by four consecutive birdies at the start, and he had just one hiccup with a bogey on the par-3 8th hole.He finished with seven total birdies. Related News British Open champion Shane Lowry withdraws from St. Jude Invitational Rory McIlroy tells Shane Lowry: British Open win ‘is a life-changer’ Two birdies in a row.18-hole leader @JonRahmPGA is back within two strokes of the @WGCFedEx lead. pic.twitter.com/fUHMlgGvn9— PGA TOUR (@PGATOUR) July 26, 2019Horschel had the best round of the bunch in contention and used an eagle on the par-5 3rd hole to jump up the standings. He carded 4-under 66 on the day.Shugo Imahira sits in sixth place (6 under) all by himself and a sizable tie for seventh place (5 under) is highlighted by Justin Rose, Brooks Koepka and Bubba Watson. WGC-FedEx St. Jude Invitational: Jon Rahm in control with 3-stroke lead after Round 1 🐦🐦🐦🐦🐦🐦🐦@MattFitz94 was in a zone today @WGCFedEx. #LiveUnderPar pic.twitter.com/BNq4kR0c8e— PGA TOUR (@PGATOUR) July 26, 2019Close behind Fitzpatrick in second place (7 under) is the 18-hole leader, Rahm. He’s joined by Patrick Cantlay, Cameron Smith and Billy Horschel.After a mistake-free first round, Rahm had four bogeys Friday. He did finish with back-to-back birdies on the 16th and 17th holes to stay close to the front.
By Muriel J. SmithIt depends on where you live, what you do, how you heat, and how critical your needs are as to how local residents are bearing up under the frigid and snow conditions that have essentially shut down many government offices, schools and programs.But in the end, it’s attitude and acceptance that keep tempers from flaring and homeowners diligent about the impact of winter.Monmouth County residents cracked open the backdoor on Tuesday morning and measured snowfall accumulations of three inches and as much as seven, as in parts of Middletown.Despite the slush, some outdoor enthusiasts were undeterred and jogged along the boardwalk, as did David DeMonico of the Jersey Shore Running Club.For Sean Murray of Leonardo, it’s all about realizing that problems like frozen pipes “are just part of the territory” when you love where you live. The Murrays have a century year old home with a northwest side that bears the brunt of high winds and blowing snow. With the second floor bathroom on that side of the house, it came as no surprise that frozen pipes could become an issue. The answer, Murray said, “is taking preventive measures.”Leaving water taps open a slight degree to ensure running water is the first means most people with older homes or homes with water pipes in crawl spaces beneath the house put into effect. At the Murray home, they have the good fortune of having the second floor bath just above the kitchen. “So by keeping the kitchen a little warmed, and knowing that heat rises, we have another means of keeping pipes from freezing.” Undaunted by the frigid temperatures, Murray laughed and admitted, “I’ve learned a lot living in an older home over the past ten years. But I can tell you one thing…as long as you accept its part of the territory, it’s absolutely worth whatever inconvenience to live where we live.”Those with oil heat have their own problems when temperatures drop lower and stay longer than anticipated. When supplies run low, customers get on the phone with their fuel oil supplier to ensure their tanks are full. That’s apparently what has happened this week for Lawes Coal and Fuel Oil Company in Shrewsbury. Very polite, courteous and busy members of the office work force at the Shrewsbury office declined to answer any questions for a story, preferring to donate their time and telephone lines to customers calling in. “That should give you an idea of how busy we really are,” one spokesman at Lawes said. Although there were no complaints from the company, a family owned business that has been in Monmouth County since 1926, residents should ensure walkways are cleared and shoveled from the street to the fuel tank fills location so drivers can make the deliveries and hasten to the next caller.For Jersey Central Power & Light Company, heavy snow sometimes means downed wires and no electricity to homes, but that has not been the case so far in the Two River area. The utility maintains a website updated every 15 minutes which showed no outages in the area, while there were two smaller outages in western Monmouth County and Point Pleasant. Officials recommend callers with outages contact their automated line at 888-544-2877 to report, since the company might not always be immediately aware of a limited outage. The automated line picks up the caller’s phone number and can relate it to a customer’s address without the need for human intervention on the phone, reason enough for a user to ensure his own records, including a cell phone number, are up to date.Residents are also advised to only report downed wires they actually see, rather than what they suspect. Treatment of a downed wire, for safety purposes, means a Hazard responder crew is sent to the scene to ensure safety before advising the repair team of the address. Falling in a downed wire without seeing it can only delay response to that caller and others in the queue.At Little Silver Borough Hall, the staff was up and running before 10 a.m., fielding all calls and handling routine business. Administrator Kim Jungfer said she came at the usual 8 a.m. start of the day, “because I live close and could do it, to ensure we could answer the phones and take care of business.” The borough had a couple of small water pipe issues, she said, but praised the pro-active work of the Public Works Department that kept those problems at a minimum. “We raised the temperatures in some of the building that aren’t used on a daily basis, “ she said, “knowing that the higher cost of heating them would still be far more beneficial than frozen pipes and subsequent repairs.”On the roadways, where most of us will have to eventually wind up, whether to work, school or shop and hope to travel safely, some municipalities have partnered with county government to use what the county uses to melt ice and snow.Since 2008, Monmouth County Public Works has been using a liquid brine solution to treat the approximately 1,000 miles of county roadways. Since 2009 the county government has offered to sell to towns and now 36 communities are using this shared service, said Freeholder Thomas Arnone. Along with saving money given the county buys the solution in large quantities, “The other bonus is that these substances are less harmful to the environment and more effective in colder temperatures,” Arnone said.In the Two-River area Atlantic Highlands, Eatontown, Fair Haven, Highlands, Little Silver, Monmouth Beach, Oceanport, Red Bank, Red Bank, Rumson, Shrewsbury Borough, Shrewsbury Township and West Long Branch, according to Laura Kirkpatrick, the county director of public information and tourism.As tough as the weather has been, take heart and remember it’s a little more than a month to spring. But on the glass is half empty side of the argument that means there is still more than a month left in winter and all that can bring.
“He’s big, and he brings our defence to six D,” Maida told The Nelson Daily.Maida has totally revamped the Leafs from the team that was knocked out of the KIJHL playoffs in the first round for the third consecutive season.And that team has been on fire to start the season, undefeated in September – five exhibition wins and two regular season victories.“I’m very happy with the way we’ve started the season,” Maida explained. “But we’ve got a long way to go.”Maida was pleased with opening weekend after registering wins over Murdoch Division rival Castlegar and outlasting Creston Valley Thunder Cats.“I thought we played well early in both games, had a bit of a lapse in both games but were able to get is back,” he said.ICE CHIPS: The Leafs have just one game this weekend against the Steam. . . . Don’t look know but if the season ended today, the Grand Forks Border Bruins would hold down top spot in the Murdoch Division after starting the season with three straight wins — two over Spokane and an overtime win against Castlegar. . . . Nelson hosts Grand Forks Saturday, September 28. . . . Nelson dealt the rights of Colton St. John to Creston for future considerations. . . . Former Nelson Leafs Linden Horswill has left the Trail Smokie Eaters of the BCHL. He’s a player Leaf fans won’t miss on the ice.Nelson Leafs coach Frank Maida added another piece to the 2013-14 roster by acquiring 6’4”, 200-pound defenceman Patrick Coome from the Comox Valley Glacier Kings.Coome, a late cut from Portage La Prairie of the Manitoba Junior Hockey League, is expected to be in the lineup Friday when Nelson hosts Summerland Steam in Kootenay International Junior Hockey League interlocking action at 7 p.m. in the NDCC Arena.
Even playing shorthanded, the Nelson U18 Selects turned in a magnificent performance at the Bill Eisenwinter Hot Shot Tournament in Coeur d Alene, Idaho.The squad finished third, narrowly missing out on a chance to play for all the marbles in the tournament final.Mallard’s Source for sports want to tip the hat to the boys with Team of the Week honours. The team includes,Lucas Spielman, Andrew Knapik, Nigel Ziegler, Darian Johnson, John Dmitri Johnson, coach Dan Szabo, Spencer Szabo, Bryce Twible, Owen Thurston, Jake Anderson, Theo Bakas, Dylan Bennett, Nolan DeRosa and Nolan Percival.